How Is Compensation Calculated in an Arizona Motor Vehicle Accident?
How Is Compensation Calculated in an Arizona Motor Vehicle Accident?
If you’ve been injured in a motor vehicle accident in Arizona, you may be entitled to financial compensation for your losses. Understanding how compensation is calculated is essential to ensuring you receive a fair settlement. At McCain & Bursh Attorneys at Law, P.C., we help Scottsdale residents navigate the claims process and fight for the compensation they deserve.
1. Types of Compensation Available
Arizona law allows accident victims to recover two main types of damages:
- Economic Damages: These include measurable financial losses such as:
- Medical expenses (past and future)
- Lost wages and loss of earning capacity
- Property damage (vehicle repairs or replacement)
- Out-of-pocket costs related to the accident
- Non-Economic Damages: These compensate for intangible losses, including:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Permanent disability or disfigurement
2. Arizona’s Comparative Negligence Rule
Arizona follows a pure comparative negligence system, meaning your compensation may be reduced if you were partially at fault for the accident. For example, if you are found to be 20% at fault, your total compensation will be reduced by 20%.
3. Insurance Policy Limits
The at-fault driver’s insurance coverage may impact your final settlement. Arizona requires drivers to carry minimum liability insurance, but if damages exceed these limits, additional sources of compensation may need to be pursued, such as uninsured/underinsured motorist coverage or a personal injury lawsuit.
4. Severity of Injuries and Long-Term Impact
The extent of your injuries plays a major role in determining compensation. More severe injuries, such as spinal cord damage or traumatic brain injuries, typically result in higher settlements due to long-term medical costs and life-altering effects.
Successfully navigating a motor vehicle accident claim requires strong legal advocacy to ensure you receive full and fair compensation. At McCain & Bursh Attorneys at Law, P.C., we fight for the rights of accident victims in Scottsdale and work to maximize their financial recovery.

